2013 6th ed. and 2014 Supplement
498 pp. with 2014 Supplement
and Companion Website
Table of Contents
About the Companion Website
About the Authors
Enormous Potential for Under-Utilized Statutes
Powerful tools to remedy abusive mortgage, automobile, manufactured home, and other lending.
Broad Range of Prohibited Discrimination
Federal law prohibits not only intentional discrimination, but also practices that have a disparate impact on protected groups. Important statutes examined include ECOA, Fair Housing, Civil Rights, HMDA, and Community Reinvestment Acts, and state discrimination laws.
Credit discrimination law provides injunctive relief, actual and punitive damages and attorney fees for:
- Discretionary finance upcharges
- Predatory lenders targeting vulnerable groups
- “Yo-yo” car sales where ECOA credit denial notices are not provided
- Insurance redlining
- Illegally requiring that consumers provide a co-signer
- Failing to comply with ECOA protections for spouses.
The Website Makes Research Easy
- Sample complaints, discovery, attorney fee documents, and expert reports
- Federal laws, regulations, and agency interpretations
- Unique survey of all 50 states' credit discrimination laws
- U.S. Dept. of Justice complaints, consent orders
- Client handouts.
"The most comprehensive and detailed treatment of their subject I have seen. The manuals combine first-rate scholarship with numerous useful practice tips and aids. I highly recommend them to any attorney who represents plaintiffs or defendants in consumer credit or sales cases."
— Richard Gross, Former Chairman,
Consumer Protection Committee
National Assoc. of Attorneys General