Fair Credit Reporting
2010 7th ed. and 2012 Supplement
1138 pp., with 426-pp. 2012 Supplement
and Companion Website
Table of Contents
About the Companion Website
About the Authors
New FCRA Rules, New FTC Interpretations
The treatise details the implications of the Dodd-Frank Act, new regulations, detailed new 2011 FTC staff interpretations, and recent FCRA case rulings, plus the Credit Repair Organizations Act, Gramm-Leach-Bliley, and state law requirements.
Guidance from the Experts
- Who must comply with the FCRA -- you'll be surprised!
- Consumers' access to their reporting file
- Identity theft
- Responsibilities of creditors and other furnishers
- Information that cannot be reported
- Accuracy requirements
- Disputing data in a report
- Credit scoring
- Obligations of consumer report users
- Investigative issues
- Privacy issues
- Advising clients about their credit records.
All the Resources You Need, At Your Fingertips:
- FCRA regulations, supplementary information, and legislative history
- New 2011 detailed staff interpretations
- The only source for all FTC opinion letters on the FCRA, fully searchable
- Summaries of state consumer reporting, identity theft, credit repair, and security freeze statutes
- Sample complaints, discovery, jury instructions, other trial documents
- Sample settlement language protecting consumers' credit reports
- Sample credit reports and model forms
- Client handout.
"NCLC's Fair Credit Reporting and other manuals are the best and most comprehensive resources in the marketplace for a consumer lawyer -- and comparatively inexpensive to boot. They are held in such high esteem that opposing counsel show up in court with them!"
-- Joanne Faulkner, Attorney at Law
New Haven, CT