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Fair Credit Reporting

2010 7th ed. and 2011 Supplement

1138 pp., with 340-pp. 2011 Supplement
and Companion Website
ISBN 978-1-60248-076-1

Summary Contents
Table of Contents
Supplement Contents
Index
About the Companion Website
About the Authors

New FCRA Rules, New FTC Interpretations

The treatise details the implications of the Dodd-Frank Act, new regulations, detailed new 2011 FTC staff interpretations, and recent FCRA case rulings, plus the Credit Repair Organizations Act, Gramm-Leach-Bliley, and state law requirements.

Guidance from the Experts
  • Who must comply with the FCRA -- you'll be surprised!
  • Consumers' access to their reporting file
  • Identity theft
  • Responsibilities of creditors and other furnishers
  • Information that cannot be reported
  • Accuracy requirements
  • Disputing data in a report
  • Credit scoring
  • Obligations of consumer report users
  • Investigative issues
  • Privacy issues
  • Advising clients about their credit records.
All the Resources You Need, At Your Fingertips:
  • FCRA regulations, supplementary information, and legislative history
  • New 2011 detailed staff interpretations
  • The only source for all FTC opinion letters on the FCRA, fully searchable
  • Summaries of state consumer reporting, identity theft, credit repair, and security freeze statutes
  • Sample complaints, discovery, jury instructions, other trial documents
  • Sample settlement language protecting consumers' credit reports
  • Sample credit reports and model forms
  • Client handout.

"NCLC's Fair Credit Reporting and other manuals are the best and most comprehensive resources in the marketplace for a consumer lawyer -- and comparatively inexpensive to boot. They are held in such high esteem that opposing counsel show up in court with them!"
-- Joanne Faulkner, Attorney at Law
New Haven, CT

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