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Mortgage Lending
2012 1st edition
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624 pp.
with Companion Website
ISBN 978-1-60248-105-3
Summary Contents
Table of Contents
Index
About the Companion Website
About the Authors
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Keep Current on Dramatic Changes Concerning Mortgage Lending and Federal Preemption
- New underwriting standards and the ability-to-repay requirement
- New restrictions on loan steering
- Limits on flipping and new requirements on appraisers
- Restrictions on mortgage broker practices and compensation
- Third party charges, including title insurance, private mortgage insurance, and attorney fees
- Application of federal and state laws to interest rates, balloon payments, prepayment penalties, negative amortization, and other loan terms
- Extent of federal preemption of state laws and new standards for National Bank Act preemption
Highly practical; Invaluable Litigation Tips
- Gathering the key documents and how to analyze them
- Survey of all applicable federal and state laws
- Third party liability and ten limits on the holder-in-due-course defense
- Restrictions on arbitration in mortgage litigation
- Special litigation requirements where suing failed banks
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In the Appendices and on the Web
- Scores of complaints, discovery requests and other pleadings
- Summaries of state predatory lending laws and cites of other state mortgage law
- Federal law regulating mortgages: RESPA, TILA, Adjustable Caps and more
- Federal banking agency regulations and preemptions determinations
- DIDA and AMTPA statutes, regulations, and interpretations
- Regulations concerning loans insured by FHA, VA, RHS
- Statutes and regulations on reverse mortgages
- Failed bank receivership policies
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Praise
for the NCLC Manuals
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