Browse Categories
Price: $130.00
With FREE SHIPPING to continental U.S. by UPS Ground. Other options are provided at checkout.

The Cost of Credit

2009 4th ed. and 2011 Supplement

1244 pp. with 384-pp. 2010 Supplement
and Companion Website
ISBN 978-1-60248-048-3

Summary Contents
Table of Contents
Supplement Contents
Index
About the Companion Website
About the Authors

Free shipping!

Innovative Thinking and Precise Authority on Predatory Lending and Today's Other Hot Topics
  • How Dodd-Frank dramatically reshapes and limits federal preemption
  • New Dodd-Frank provisions regulating mortgage lending
  • Subprime mortgage abuses, yield spread premiums, and broker upcharges
  • Second mortgage and home equity loan scams
  • Private mortgage insurance, credit insurance
  • Reverse mortgages
  • RESPA
  • Payday, refund anticipation, and overdraft loans
  • Auto title pawns, rent-to-own
  • Negative equity, hidden fees, and car financing abuses
  • Lender and assignee liability
  • Complete guide to credit math.
The Latest on Federal Preemption

OCC, OTS, and FDIC preemption interpretations, and case law on federal law's preemptive effect on state credit laws.

Website Offers Unique Features
  • Credit math software
  • One-of-a-kind 50 state survey of credit legislation
  • Over 100 sample pleadings, discovery and trial documents
  • Federal statutes, rules, and agency letters regarding mortgage brokers, national banks, HOLA, credit unions, FDIC, DIDMCA, AMTPA, Gramm-Leach-Bliley, RESPA, and reverse mortgages.

Praise for the NCLC Manuals

"The Cost of Credit and Truth in Lending provide a quick and effective method for getting to the heart of the issue. There are no other resources that we count on to get us to the right answer as often and as quickly as NCLC's manuals."
--Robert S. Green, Green Welling, LLP,
San Francisco

Related Products

Truth in Lending
2010 7th ed. and 2011 Supplement
Price: $180.00
Stop Predatory Lending
2007 2d edition
Price: $60.00