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Truth in Lending
2012 8th edition
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1300+ pp. in two volumes, plus Companion Website
ISBN 978-1-60248-119-0
Summary Contents
Table of Contents
Index
About the Companion Website
About the Authors
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The definitive Truth in Lending treatise from the nation's TILA experts, now updated to include dramatic 2011 and 2012 changes.
TILA Is Not Just a Disclosure Statute Anymore!
- New Dodd-Frank legislation bans numerous mortgage
abuses
- New FRB Rules restrict kickbacks to mortgage
originators
- Special rules regulating higher cost mortgage loans just
went into effect and other changes will be effective in
2012
- The Credit CARD Act and new federal Rules establish
new restrictions on credit card abuses
- New teeth to regulation of HOEPA loans
- Statutory damages are now increased to $2000 for car
loans, $4000 and up for mortgage loans, and $5000
and up for credit cards
- Extensive new disclosure requirements for credit cards,
home equity loans, mortgages and other credit
- The leading discussion of TIL rescission rights that
allow homeowners to cancel mortgages.
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Key Practice Aids are on the Website and in the Appendices
- A searchable compilation of all Reg. Z Federal Register notices since 1969
- Redlined rules and commentary, showing recent changes
- TILA legislative history
- Computer software to calculate APRs, even for irregular or variable rate loans
- HOEPA points and fees worksheet
- Sample rescission letter, complaints, discovery, expert reports, and jury instructions for TIL, HOEPA, and FCBA.
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2011 7th ed. and 2012 Supplement
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2010 7th ed. and 2012 Supplement
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